Your billing date is 2 weeks before your next coverage period. This provides us the time needed to contact you and prevent a lapse in coverage in the event your authorized payment method is declined for any reason.
On monthly payment terms, the 1st payment is charged at the time of purchase and the 2nd payment is charged two weeks before your next coverage period. This date also becomes your billing date for each month going forward. The reason for charging 2 weeks before your 2nd month’s coverage start date is to have enough time to contact you in the event that your authorized payment method is declined for any reason. This way we can prevent a lapse in your coverage due to non-payment.
Yes, your personal property is covered anywhere in the United States. However, when your property is away from the premises the coverage amount is generally limited to 10 to 20% of the personal property amount noted on the declarations page of your insurance policy (refer to your policy for specific details).